State Farm Wood Stove Requirements
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If a ul listed stove has a heat shield attached the clearance can be reduced as specified.
State farm wood stove requirements. The information is not intended to replace manuals instructions or information provided by a manufacturer or the advice of a qualified professional or to affect. Unfortunately house fires can occur when stoves are improperly installed or carelessly operated and maintained. As a local insurance broker safety is our top concern especially when we are insuring one of your largest assets we want to make sure that your wood stove and home insurance are in line and up to code. Installing a wood stove and home insurance.
Before buying a stove check with your local fire department to get local ordinances on solid fuel burning appliances. My agent took some pictures and some measurements. Can radiating type wood stoves ever be installed less than 36 inches from combustibles. A two inch layer of sand or ash should be maintained in the bottom of the firebox.
Clearances for circulating stoves should follow manufacturer s recommendations. He said it would cost me 40 a year more to have the wood stove. When you are insuring your home and installing a wood stove it s likely you will need an inspection completed to ensure it s professionally set. State farm is not responsible for and does not endorse or approve either implicitly or explicitly the content of any third party sites that might be hyperlinked from this page.
I just recently changed my home insurance to state farm. They have to run an auger to feed pellets into the stove s burning compartment. Canada wood stove standards. This publication using national fire prevention association nfpa standards describes proper installation of radiant type wood burning room heaters in residential homes.
I just moved to this new house at the end of last october and have not yet had time to build my separate woodworking shop. To reduce the standard clearance to 12 inches the heat shield should be of. The state of idaho offers taxpayers who buy new wood stoves pellet stoves or natural gas or propane heating units for their residences a tax deduction to replace old uncertified wood stoves. Unlike wood burning stoves pellet stoves do need a power source.
Burning restrictions are contained in the rules for the control of air pollution in idaho and are applicable statewise. The stove legs should be at least six inches long. Or build a heat shield to be mounted 1 inch off the wall on non combustible spacers. Follow the manufacturer s directions and pay close attention to clearance requirements.
A radiating stove should be at least 36 inches from any unprotected surfaces including walls floors and furniture. For insurance purposes keep a battery backup for the pellet stove as insurance providers have very specific exclusions related to losses from power failure. The building code for australia also provides wood stove installation details and in tasmania only wood stoves complying with the emissions standard above are permitted to be installed.
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