State Farm Wood Stove Policy

The coverage amount varies from policy to policy.

State farm wood stove policy. State farm bank f s b bloomington illinois bank is a member fdic and equal housing lender nmls id 139716. Check your policy for the specific coverage related to these items. Maintain at least a 36 inch clearance between a wood stove and combustible materials or use fire resistant materials to protect woodwork and other areas. When you are insuring your home and installing a wood stove it s likely you will need an inspection completed to ensure it s professionally set.

Learn more about portable space heaters and wood and pellet stoves from energy gov. Or to affect coverage under any applicable insurance policy. For wood stoves choose a stove that has been tested by underwriters laboratories ul. For more visit the insurance information institute.

Having a wood stove can be seen as a risk factor for homeowners insurance companies. A wood stove pipe should not pass through a floor closet concealed space or enter the chimney in the. As a local insurance broker safety is our top concern especially when we are insuring one of your largest assets we want to make sure that your wood stove and home insurance are in line and up to code. Not all insurance companies raise policy prices for homes containing wood stoves so it s a good idea to shop around with various carriers.

For insurance purposes keep a battery backup for the pellet stove as insurance providers have very specific exclusions related to losses from power failure. The other products offered by affiliate companies of state farm bank are not fdic insured not a state farm bank obligation or guaranteed by state farm bank and may be subject to investment risk including possible loss of principal invested. Unlike wood burning stoves pellet stoves do need a power source. Installing a wood stove and home insurance.

The information in this article was obtained from various sources not associated with state farm. Help pay for covered property damage and covered claims from injury and liability claims made against you with a state farm manufactured home policy. Manufactured home insurance manufactured home insurance. They have to run an auger to feed pellets into the stove s burning compartment.

State farm makes no guarantees of results from use of this information.