State Farm Wood Stove Guidelines
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Installing a wood stove and home insurance.
State farm wood stove guidelines. Nothing about full time heating what kind of stove who installed it and for sure nothing about how much wood i keep. The information is not intended to replace manuals instructions or information provided by a manufacturer or the advice of a qualified professional or to affect. Clearances for circulating stoves should follow manufacturer s recommendations. State farm is not responsible for and does not endorse or approve either implicitly or explicitly the content of any third party sites that might be hyperlinked from this page.
They have to run an auger to feed pellets into the stove s burning compartment. This publication using national fire prevention association nfpa standards describes proper installation of radiant type wood burning room heaters in residential homes. Canada wood stove standards. For insurance purposes keep a battery backup for the pellet stove as insurance providers have very specific exclusions related to losses from power failure.
Unfortunately house fires can occur when stoves are improperly installed or carelessly operated and maintained. Follow the manufacturer s directions and pay close attention to clearance requirements. As a local insurance broker safety is our top concern especially when we are insuring one of your largest assets we want to make sure that your wood stove and home insurance are in line and up to code. The building code for australia also provides wood stove installation details and in tasmania only wood stoves complying with the emissions standard above are permitted to be installed.
The state of idaho offers taxpayers who buy new wood stoves pellet stoves or natural gas or propane heating units for their residences a tax deduction to replace old uncertified wood stoves. I m in vermont where half the state heats with wood and maybe two thirds in my rural area. To reduce the standard clearance to 12 inches the heat shield should be of. Wood when readily available is a cheap source of home fuel.
A two inch layer of sand or ash should be maintained in the bottom of the firebox. In western canada call 780 490 2007. Before buying a stove check with your local fire department to get local ordinances on solid fuel burning appliances. Can radiating type wood stoves ever be installed less than 36 inches from combustibles.
When you are insuring your home and installing a wood stove it s likely you will need an inspection completed to ensure it s professionally set. This stuff is just nuts. Be sure the unit has been tested and is listed with a nationally recognized testing laboratory. When i bought the house and went to apply for home insurance they asked me if i had a woodstove period.
A radiating stove should be at least 36 inches from any unprotected surfaces including walls floors and furniture. Unlike wood burning stoves pellet stoves do need a power source. Burning restrictions are contained in the rules for the control of air pollution in idaho and are applicable statewise.
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